faq

How do I choose the most suitable mortgage for me?
Different mortgage schemes will often cater for different needs, We recommend speaking to a mortgage broker as soon as possible as they will be able to guide you.

How much can I borrow?
The actual amount you’re eligible to borrow will be determined by the cost of the property you wish to purchase, the size of deposit you have, your income and affordability.

How much deposit do I need?
Depending on circumstances we can look at mortgages from 5-10% deposit. Generally the larger the deposit you can afford the cheaper the mortgage repayments.

I have had problems with credit in the past, can I get a mortgage? 
We have a comprehensive range of products from across the market; this includes products to help people that may have had issues with credit in the past. 

Do I have to take out protection?
It’s not a legal requirement to take out mortgage protection insurance. However, it will protect your asset for the mortgage term and give you the peace of mind that your family would be able to remain in the property in the event of your death, or should you suffer a critical or long term illness.